Will the Housing Market Crash in the Next 4 Years?

No — experts expect moderate gains, with the median panel forecasting about 15% national cumulative home price growth by the end of 2028.

Forecasts vary: optimists see roughly 24% cumulative growth by 2028, pessimists about 5.6%, highlighting significant uncertainty across scenarios and rate-timing.

Key drivers are mortgage rates, housing supply constraints, construction costs, and economic conditions — any adverse shock could materially change the outlook.

Practical takeaway: a nationwide crash is unlikely; investors should expect steady appreciation, prepare for regional variation, and prioritize long-term strategies.