Will Homebuying Become More Affordable in 2026?

Median U.S. home-sale prices are projected to rise only 1% in 2026, curbing rapid cost growth.
Wages will grow faster than home prices for the first time since the Great Recession.
Monthly housing payments will increase more slowly than incomes, giving buyers a modest boost.
Sellers are unlikely to flood the market, as most homeowners have equity and low delinquency rates.
Affordability will improve enough to attract some buyers, but many young families and Gen Zers remain priced out.