US housing market in 2026 expected steadier, with home prices rising 2.2% nationally.
Mortgage rates projected to average 6.3%, slightly easing affordability pressures for buyers.
Existing-home sales forecast to rise 1.7% to 4.1 million, up from 30-year low.
For-sale inventory expected to surge 9% year-over-year, improving buyers’ bargaining power.
Regional variations will drive local market conditions, impacting sales, prices, and affordability differently.

Will US Housing Stabilize in 2026?
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