Category: Uncategorized
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When Are Quarterly Taxes Due in 2025?
Quarterly taxes are due four times per year to avoid IRS penalties. The first quarterly payment for 2025 is due on April 15, for income earned in Q1.
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2025 Interest Rate Forecast: Economic Balancing Act
Rates to drop from 4.5% (Q1) to 3.9% (Q4), following gradual rate cuts across four quarters. Rate cuts aim to boost borrowing and economic activity while addressing inflation concerns.
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Save on South Carolina Home Insurance Rates
The average annual homeowners insurance premium for a $200K home in South Carolina is $2,254. South Carolina's rates are influenced by hurricanes, flooding risks, and the cost of building materials.
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Federal Reserve Forecasts 3.4% Federal Funds Rate
Economists predict interest rates will continue decreasing in 2025, assuming inflation remains near 2%. The Federal Reserve projects a federal funds rate of 3.4% by the end of 2025.
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Retirement Dreams in the South: Unveiling the True Cost of Living in Top Cities
Many retirees are moving to the southern U.S. for its tax-friendliness, pleasant climate, and lower living costs. A study identified ten top cities for retirement, with Hot Springs, Arkansas; Englewood, Florida; and Charleston, West Virginia leading the list. These locations offer affordable housing, access to nature, and favorable tax conditions. Other notable cities include Valdosta,…
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South Carolina Authority Issues $173 Million in Bonds for Mortgage Financing
The South Carolina State Housing Finance and Development Authority (SC Housing) is issuing $173 million in municipal bonds to finance mortgage loans for single-family homes in South Carolina. This includes $24.8 million in Series 2025 A mortgage revenue serial bonds and $148 million in Series 2025 A term bonds. The tax-exempt bonds are secured by…
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Understanding Life Insurance in South Carolina
Understand terms like insurer, policyholder, insured, death benefit, and beneficiaries to ensure clarity on your policy’s structure.Term life insurance provides temporary coverage (10–30 years), while permanent life insurance lasts a lifetime and includes cash value
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Things Homeowners Should Check in Winter
Protect Pipes: Insulate exposed pipes to prevent freezing and bursting during cold weather. Seal Air Leaks: Check windows, doors, and outlets for gaps to save on heating costs.
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SC homebuyers can get up to $10K in state aid for a down payment
South Carolina's housing authority is increasing aid for homebuyers starting Dec. 16, offering an additional $2,000 for down payments. This initiative aims to enhance homeownership opportunities in the state. Homebuyers can apply for up to $10,000 in a zero-interest, potentially forgivable loan for down payment and closing costs, with eligibility based on individual incomes. Most…
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Selling in 2025? 6 Must-Haves for Your Home
Updating your kitchen with quartz countertops and smart appliances significantly enhances resale value. Adopting a neutral color palette makes your home more appealing to potential buyers and feels modern.