Mindblown: a blog about philosophy.
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Maximize First-Time Homebuying With Bank Resources
Check your credit score early; aim for 740+ to secure the lowest mortgage rates.Utilize your bank’s online tools, including affordability calculators and educational resources.
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Seller’s Market Cooling Down: Good News for Buyers
Home prices continued to rise post-pandemic due to low mortgage rates and limited housing inventory. Housing competition has slowed, increasing inventory and giving buyers more leverage in negotiations.
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Checkout my listing video.
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Should You Buy a Home in Late 2024 or Wait Until 2025?
Pros of buying in 2024: – Lower interest rates – Price certainty – Early equity building Challenges of buying in 2024 include: – Market volatility – Competition – Financial readiness required
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Greenville County considers major changes to affordable housing policy
Greenville County Council is considering changes to its affordable housing policy, originally established in 2022 to aid low-income residents amid a housing shortage. Critics argue the current tax incentives for developers are too generous and allow for "double-dipping" with other funding sources. Proposed revisions include creating separate programs for affordable and workforce housing, with lower…
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Essential Tips for Building Strong Credit
Key factors influencing credit scores include payment history, credit age, and utilization. Use credit cards responsibly, pay on time, and keep balances low.
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Essential Legal Tips for Home Buyers
Verify property titles to confirm ownership and any liens before purchasing Real Estate. Review the purchase agreement carefully, noting terms like price, financing, and contingencies.
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La mayor parte de 2024 ha pasado y los precios de las viviendas en SC siguen subiendo. Aquí es donde es peor y cuánto
Los precios de las viviendas en Carolina del Sur han seguido aumentando a lo largo de 2024, con ciertas áreas experimentando los incrementos más significativos. Continue to full article
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Midyear Check-In: New Forecast Shakes up 2024 Predictions
Mortgage Rate Relief: Year-end forecast dips to 6.3%. Home Prices Rising: Home prices are predicted to grow by 4.6% in 2024, reversing earlier expectations of a decline.
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Saving for a Down Payment
Before saving for a home down payment, calculate the amount needed and set a deadline. Automatic deposits can simplify saving, and cutting expenses can increase savings. Down payment assistance programs may offset costs. The down payment influences affordability, interest rate, loan eligibility, and monthly payment. The minimum down payment depends on the loan program, and…
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