Mindblown: a blog about philosophy.
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Things Homeowners Should Check in Winter
Protect Pipes: Insulate exposed pipes to prevent freezing and bursting during cold weather. Seal Air Leaks: Check windows, doors, and outlets for gaps to save on heating costs.
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SC homebuyers can get up to $10K in state aid for a down payment
South Carolina's housing authority is increasing aid for homebuyers starting Dec. 16, offering an additional $2,000 for down payments. This initiative aims to enhance homeownership opportunities in the state. Homebuyers can apply for up to $10,000 in a zero-interest, potentially forgivable loan for down payment and closing costs, with eligibility based on individual incomes. Most…
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Selling in 2025? 6 Must-Haves for Your Home
Updating your kitchen with quartz countertops and smart appliances significantly enhances resale value. Adopting a neutral color palette makes your home more appealing to potential buyers and feels modern.
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Checkout my listing video. ¿Buscas un agente inmobiliario?
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Greenville-Anderson-Mauldin 2025 Housing Forecast
Sales increasing 5.1%, signaling steady demand. Prices up 8.9%, suggesting strong competition.
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Will You Owe Taxes When You Sell Your Home?
Homeowners may owe taxes if their profit exceeds the exclusion limits when selling their home. Single filers can exclude up to $250K in profits; couples filing jointly can exclude up to $500K.
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Survey shifts SC counties’ borders. How will it impact homeowners?
A plan to redefine the boundary between Florence and Darlington counties is currently paused as lawmakers pursue legislation to keep residents in their current counties. A public meeting discussed discrepancies found by the South Carolina Geodetic Survey, which could affect around 80 residences. Legislators aim to introduce a bill to prevent changes in county affiliation,…
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Housing Forecast 2025: Mortgage Rates To Stay Above 6% as Home Prices Grow
Mortgage rates are expected to average 6.3% in 2025, slightly down from 6.7% in 2024, while home prices are projected to rise by 3.7%. Sales of previously owned homes may increase to 4.07 million, but remain below historical averages. The supply of homes for sale is anticipated to improve by 11.7%, and new-home construction will…
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Winter Savings Tips for 2025 Homebuyers
Track your spending this winter to identify areas for cost-cutting before buying a home in 2025. Winter-proof your home to reduce energy bills and save money during the colder months.
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What Is a Home Equity Line of Credit, or HELOC?
A home equity line of credit (HELOC) is a second mortgage allowing homeowners to borrow against their home equity, typically up to 85% of the home's value minus the mortgage balance. It features a draw period of 10 years for borrowing and a repayment period of 20 years for principal and interest payments. HELOCs usually…
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