Mindblown: a blog about philosophy.

The middle of winter has long been a time of celebration around the world. Many peoples rejoiced during the winter solstice, when the worst of the winter was behind them, and they could look forward to longer days and extended hours of sunlight.Popular modern customs include gift-giving and the display of various holiday decorations.Here's wishing…

Fannie Mae cut its 2026 home-sales forecast to 7.3%, ↓ from earlier, stronger projections. Mortgage rates are expected to average 6.2% early in 2026 and drop to ~5.9% year-end. Fed rate-cut uncertainty and mixed economic signals add volatility to mortgage-rate expectations. Affordability remains strained, with experts saying prices or rates must drop sharply for relief.…

Rates Likely to Drift Lower: The 30-year fixed is expected to ease into the 6.2%–6.4% range, with a possible dip toward 6.1% if economic data softens. Fed Cuts Supporting Decline: Recent and anticipated Fed rate cuts should keep downward pressure on mortgage rates, though volatility may continue around major economic releases. Economic Data Will Dictate…

Mortgage rates are forecast to ease closer to 6%, giving the market a bit more breathing room. Home prices could climb 2%–3.6% as sales increase to around 4.5M. More listings and moderate price growth will create better balance between buyers and sellers. Inventory will improve to about 3.8–4 months’ supply, offering more options to buyers.…