Mindblown: a blog about philosophy.
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Early-Q1: Is the Housing Market Finally Stabilizing?
In January, the national median home listing price ↓ 0.5% yearly. New listings ↑ 9.3% yearly, continuing a three-week trend of double-digit growth in January..
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Homeowners Insurance Mistakes: What Not to Do
Not buying enough coverage can lead to insufficient protection, leaving you vulnerable to financial loss. Failing to understand policy exclusions means risks like flood, earthquake, or mold may not be covered.
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What’s Shaping the Future of Real Estate?
Rising mortgage rates and economic shifts continue to influence housing affordability and accessibility. Homeowners' insurance costs have surged due to climate risks, prompting state-led policy solutions.
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Life Insurance in 2025: How to Pay Less & Get More Protection
Life insurance premiums in 2025 are expected to increase by 2.7%, which is slightly below the historical average. To save on costs while maximizing protection: 1. Buy Early: Lock in lower premiums by purchasing when you’re younger and healthier
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Commentary: Legislation on digital assets can enhance SC economic growth
Blockchain and digital assets are reshaping financial markets and economies, offering growth opportunities. South Carolina can benefit by implementing supportive policies, as emphasized by U.S. Sen. Tim Scott's efforts in forming the Subcommittee on Digital Assets. Digital currencies are vital for the future financial system, but regulatory clarity is needed to ensure growth and capitalize…
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How Stable Is South Carolina’s Housing Market?
South Carolina’s housing market has a 22.1% chance of a 5% price drop over the past 25 years, lower than the US 26.4% avg. Since 2000, the median home price ↑ 163%, lower than the national ↑ 196%.
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Will South Carolina’s Tax Cuts Boost Economy?
South Carolina aims to cut personal income tax rate from 6.2% to 6%. Lawmakers are divided on whether to focus on income tax cuts or reducing sales tax exemptions.
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South Carolina Housing Authority to launch new affordability program
The South Carolina Housing agency has launched a "workforce housing" program aimed at increasing affordable homes. The initiative plans to construct 30 single-family homes priced at a maximum of $175,000, addressing the rising median home price of $350,000. Builders will receive $10,000 per home, and qualifying buyers can access $25,000 for down payment and closing…
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Happy St. Patrick’s Day
St Patrick's Day is the day we all turn a bit Irish. 13 million pints of Guinness are consumed worldwide on St. Patrick's Day. Green is now the traditional color of St. Patrick's Day.
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Fed Expected to Maintain Rates Amid Presidential Pressure
The Federal Reserve is widely expected to keep its key interest rate steady at approximately 4.3%, halting its streak of three consecutive rate cutsRecent data reflects robust hiring and progress on inflation, prompting officials to advocate for a slower pace of rate reductions.
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